Agency execution (Fannie DUS and Freddie Optigo) is the dominant capital source on stabilized Virginia multifamily, with mid-Atlantic regional banks competing on $5 to 25M balance-sheet loans for sponsors with deposit relationships. Bridge debt funds compete on Northern Virginia value-add and lease-up.
Active capital sources
- Agency Lenders (Fannie/Freddie)
- Mid-Atlantic Regional Banks
- Debt Funds
- Life Companies
Loan programs we place
- Acquisition Financing
- Value-Add Bridge Loans
- Agency Perm Refinance
- Construction-to-Perm
Frequently asked questions
What is the LTV for Northern Virginia multifamily?
Stabilized agency executions typically clear 65% to 75% LTV on Class A and 70% to 80% on workforce / Class B with strong T-12 operating performance.
Are Virginia multifamily loans non-recourse?
Yes for institutional product. Agency, CMBS, and life-company executions are non-recourse with standard bad-boy carve-outs.
Do you cover Richmond and Hampton Roads?
Yes. Richmond and Hampton Roads (Norfolk, Virginia Beach, Newport News) both have active mid-Atlantic regional bank and agency competition.