Deal tools
Compare commercial loan term sheets
Compare up to four commercial real estate loan quotes on total cost over your hold: interest, fees, rate cap, exit costs and effective annual cost. Free tool with PDF export.
Build a sources and uses statement
Build a sources and uses table for an acquisition, refinance or construction loan, check that it balances, and download a clean PDF with the property address.
How big can your next development project be?
Model land, construction and soft costs against available cash, deployable equity and seller participation. Compare project capacity under different assumptions.
Documents to prepare for a commercial real estate loan
The documents lenders ask for on a commercial real estate loan, by acquisition, refinance, construction and bridge, and by property type. A checklist you can tick off.
Commercial real estate loan calculator
Estimate proceeds using net operating income, property value and an interest rate you choose.
Term sheet redline checklist
A 38-line sponsor-side checklist for redlining a CRE loan term sheet, recourse, MAC clause, prepay menu, cash trap, reserves, and the lines that move.
Lender RFP template
Sponsor-side RFP template for running a parallel lender comparison, what to include, how to structure the response deadline, and how to make competing quotes.
Lender readiness assessment
A scoring rubric sponsors can run before going to lenders. Confirms the property file, sponsor file.
Lender execution scorecard
A non-price scoring framework for evaluating CRE lender quotes, certainty of close, pull-through, retrade history, credit-committee schedule, and other.
Commercial loan prepayment break-even worksheet
Sponsor worksheet that combines two decisions in one, the prepay break-even calculation and the refi-vs-hold determination. When does rate savings PV exceed.
Construction draw schedule template
A sponsor-side template for designing the construction-loan draw schedule, line-item structure, retainage logic, lien-waiver cycle, stored-materials funding.
Rate-cap and interest-rate buy-down worksheet
Use lender and hedge-provider quotes to compare costs. This worksheet does not price a rate cap.
Agency supplemental loan sizing worksheet
A sponsor-side calculator for sizing Fannie DUS or Freddie Optigo supplemental loans against a seasoned senior, plus tier 2/3/4 pricing lookup logic.
How to read the benchmarks behind a commercial loan
A guide to the interest-rate references used in lender proposals.
1031 exchange debt-replacement worksheet
A sponsor-side §1031 sizing calculator that solves the debt-replacement math, relinquished debt, replacement debt, equity boot, and mortgage boot, and produces.
Real estate financing-gap worksheet
A written worksheet for comparing total project costs, proposed debt and the sponsor contribution.
Financing options for foreign investors
A sponsor-side decision matrix for inbound foreign equity into U.S. CRE that pairs investor geography with the structures and capital sources that fit.
Tax-credit bridge financing worksheet
A sponsor-side sizing calculator that turns LP equity pay-in schedules and credit pricing into a bridge-loan size for LIHTC, Historic Tax Credit, NMTC leverage.
Subscription line and NAV financing worksheet
A sponsor-side sizing calculator for fund-level facilities, subscription line borrowing base from LP commitments by tier and NAV facility advance against fund.
Owner-occupied property financing worksheet
Side-by-side decision tool for owner-user CRE financing, SBA 504 (50/40/10 with 25-yr fixed CDC), SBA 7(a) (single loan up to $5M), and conventional bank perm.
Senior housing operating coverage worksheet
Operator-quality scoring matrix and acuity-level sizing tool for senior housing CRE financing. Independent living, assisted living, memory care, skilled.
Hotel cash flow and loan sizing worksheet
Compute hotel CRE loan amount from RevPAR, occupancy, ADR, operating margin, and debt yield floor. Sensitivity to RevPAR shock and operating margin compression.
Build-to-rent and rental portfolio sizing worksheet
Size build-to-rent communities and scattered-site SFR portfolios under both agency BTR mechanics (eligible community) and SFR portfolio mechanics.
Sale-leaseback and refinance comparison worksheet
Side-by-side proceeds, after-tax cash, and ongoing carry comparison for owner-user CRE, sale-leaseback vs. cash-out refinance. Cap rate, lease coverage.
Senior housing financing decision tree
Decision-tree assessment that routes a senior housing deal to the right capital, HUD 232 LEAN, agency seniors, bank perm, bridge-to-LEAN, or specialty debt.
Hotel renovation funding worksheet
Timing-and-funding model for property improvement plans (PIPs) inside the hotel capital stack.
Portfolio loan property-release worksheet
Compute per-asset release prices, paydown ratios, and post-release DSCR/DY headroom on BTR and SFR portfolio loans.
Property insurance questions by location
A sortable state-by-state matrix of CRE property insurance gating factors, residual market structure, named-storm deductibles, flood considerations, wildfire.
Ground lease financing worksheet
A sponsor-side calculator framework for sizing leasehold debt, leasehold NOI, LTLV cap, leasehold DSCR, residual-term cushion, and rent-reset stress.