All 51 answers
- Are wind deductible buy-down policies worth it for CRE?
- Do CRE lenders apply FICO overlays to sponsors and key principals?
- Does a cost segregation study affect CRE loan sizing or DSCR?
- Flood zone X vs. AE: what does it change for a CRE loan?
- How are cap rate and debt yield related in CRE underwriting?
- How do CRE lenders actually size a loan?
- How do CRE lenders calculate debt yield?
- How do CRE lenders weight pro forma vs. trailing NOI?
- How do Florida Citizens and Texas TWIA commercial coverage work?
- How do floor-plate, plumbing, and elevator feasibility affect conversion financing?
- How do foreign-national sponsors qualify for US CRE financing?
- How do lenders size debt against a ground-leased asset?
- How do lenders size hotel debt off RevPAR?
- How do lenders treat Medicare/Medicaid payer mix on skilled nursing?
- How do lenders underwrite SFR portfolio rent rolls?
- How do lenders underwrite imputed rent on owner-user CRE?
- How do lenders underwrite operator quality on senior housing?
- How do state data center tax incentives affect the financing math?
- How does a first-time sponsor finance non-multifamily CRE?
- How does a named-storm deductible affect CRE financing?
- How does as-converted vs. as-is NOI underwriting work on a conversion deal?
- How does bank tightening affect CRE loan availability?
- How does bonus depreciation change the cash-on-cash math on a CRE deal?
- How does cooling design (air vs. evaporative vs. liquid) affect data center financing?
- How does financing differ between independent living and assisted living?
- How does subscription line use affect a CRE fund's IRR?
- How does the California FAIR Plan work for commercial CRE?
- How does the §179D energy-efficient buildings deduction interact with CRE debt placement?
- How does water availability affect data center financing in Western markets?
- How does wildfire risk affect CRE financing in California and the West?
- How has FEMA Risk Rating 2.0 changed CRE flood underwriting?
- How is loan-to-value (LTV) calculated on a NAV facility?
- How should I prepare the T-12 and rent roll for a CRE loan submission?
- Is earthquake insurance required on a California CRE loan?
- LTV vs. LTC: what is the difference?
- Trailing-3 annualized vs trailing-12 NOI: which do lenders use?
- What NOI adjustments do CRE lenders make in underwriting?
- What are lender add-backs and haircuts in CRE underwriting?
- What format should the schedule of real estate owned (SREO) use for a CRE loan submission?
- What goes into a NAV facility eligible borrowing base?
- What is DSCR in CRE underwriting?
- What is LTV in CRE underwriting?
- What is debt yield and how do lenders use it?
- What property insurance does a CRE lender actually require?
- What real-estate experience do CRE lenders require from a sponsor?
- What sponsor liquidity and net-worth requirements do CRE lenders typically apply?
- What stress tests do lenders apply to loan sizing?
- Who are the major hyperscaler tenants underwriting data center deals?
- Why are grandfathered ISO/RTO interconnect queue positions financially valuable?
- Why do CRE lenders scrutinize sponsorship more on partner-buyout refis?
- Why do lenders care about PUE on data center underwriting?